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braiu74 | 17/08/2017

Reward yourself with junk food savings

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healthcare

A little trick I am using myself in my healthy lifestyle: every time you are tempted to buy a treat (snack, chocholate bar, fast food, crisps, etc.) resist the craving and send the money you would have spent to a dedicated account. This could be a saving account, cash ISA, even a normal current account. Every month or couple of months you will find a nice pot (I set aside easily 100£/month) that you then can add to your favourite investment. You make it easy to resist cravings, you are funding your health and your financial future in one go!



ZoeCFaircloth | 16/08/2017

free fries on friday

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costs of living

Friday is officially Fries-day, as you can now claim a free portion of fries every Friday at KFC (find your nearest), with no purchase necessary. Simply download its free Colonel's Club app for Android or iOS and the freebie should appear under the 'offers' section of the 'my rewards' tab.



DrDedge | 11/08/2017

Avoid overspending with your card.

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nights out

I find it useful to have prepayment debit card when I'm heading on a night out, as I can set the limit of what I want to spend when sober, and it also means if it goes missing there is a maximum amount that I can loose.


ZoeCFaircloth wrote on 14.08.2017 at 09:33

or just leave the card at home and only spend what you have in cash (make sure you have your card details on uber in case of emergencies though)



CButler | 05/08/2017

Help To Buy ISA

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total expenses

Take a look at your income and outgoings and see how much a month you can spare to put into a Help To Buy ISA which the government top up to help you. Great for getting a deposit for a mortgage together! :)


Toluth | 04/08/2017

What are you saving for?

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total expenses

Make a plan towards saving and have a goal or the end result of your saving.

What are you saving for?


mwri wrote on 05.08.2017 at 10:06

I think the better term should be "investing" for rather than saving for.

Saving money in the bank gives little returns, even with tax free offerings it is low retuns.

I think everybody needs to start looking at investing for the long term and not "saving".

ETF's, Crypto, Equities, Dividends.



Toluth | 04/08/2017

GYM membership

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hobby activities

Join a gym only if you'll use your membership regularly.

It seems obvious, but attandance rate of gym subscribers are less than 50%


mwri wrote on 05.08.2017 at 10:09

Buy your own equipment on eBay or import from Europe.

In the long run it is cheaper, unless you want to access more expensive equipment.

Better if you can pair up with somebody then you are more likely to use the Gym more frequently.

Make a plan and have many small goals.

Problem is, working hours in the UK are longer than Europe. Companies need to change to allow a better work/life balance.



ZoeCFaircloth | 02/08/2017

Don't risk a £1,000 fine by ignoring your 'Household Enquiry Form'. They're being sent now. See voter eligibility form help.

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family training and development

Each year every household in the UK is sent a Household Enquiry Form to check the right people are registered to vote.

http://www.moneysavingexpert.com/family/household-enquiry-form


MIROW wrote on 02.08.2017 at 15:39

This can have a major impact on your credit rating, so if you are eligible to vote then please fill it in



ZoeCFaircloth | 07/07/2017

Don’t let your computer “sleep” all day.

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electricity

Just shut it down completely when not in use. This includes other electronics you may leave plugged in or on sleep mode all day but do not actually use, like your television.



ZoeCFaircloth | 07/07/2017

Buy in bulk

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costs of living

Buy in bulk. Buying in bulk helps you save when done correctly. Make sure to not buy perishables in bulk unless you go through them quickly enough, like eggs. However, you can also call the distributor for items you buy a lot and see what the minimum order is. From there, you can team up with friends and family and make the purchase at wholesale without worrying about the price markup.



elettel | 05/07/2017

Development

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training and development

We live in moments of professional growth and race for success so knowledge has vital importance for our lives to develop and everything these days do not stop and live always growing using new technologies.


MIROW wrote on 05.07.2017 at 17:06

Kindly explain how this is a Savings Tip. I can't see any reference in it to saving money


mwri wrote on 05.07.2017 at 18:38

Perhaps it means keep yourself informed in a fast paced and changing technology world.

We don't just need IQ we also need EQ (Emotional Intelligence - read the book by Daniel Goleman).



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