3 top tips on how to beat the post-holiday savings blues - 11/10/2017 - 13:06:14 CustomerService
As the October chill arrives and summer has officially ended, we know it may be difficult to get back in the swing of saving as the Christmas season approaches us. Here are three top tips on how to curve holiday over-spending and break away from debt in the winter.
** Start making a budget
Planning, planning planning! It's not enough to just set up a budget. You'll also need to keep track of how much you've spent and re-evaluate your list along the way. When you track your spending, you’ll be able to see exactly what goes where – and then you can optimize your spending.
** Be aware of advertisements
You know those ads that follow you around when you surf the web? The ones that pop up constantly because you clicked on a pair of shoes this one time? It’s time to give those up. Install an adblocker on your PC or surf the web in “incognito mode’ so you can’t be lured in with advertisements that follow you around.
** Don’t spend to save
It's easy to think that a special offer or discount might mean you're saving money - it's best to wait three days before deciding to make a purchase to see if you really need it. Give yourself time to reflect on what you spend your money on and you'll make wiser decisions.
How are you going to prepare for the Christmas season? If you've got any top savings tips, post to our Fidor Smart Community and even earn some money for doing so.