"Think you’re too smart to be scammed? Think again. Most people think they wouldn’t fall for a fraudulent text or email, but criminals are more sophisticated than ever."
How will it be used? The new tokens, each of which represents a U.S. dollar, will help settle some payments between the bank’s clients. CNBC reports that the new digital coin will enter testing “in a few months.” It will facilitate a “tiny fraction” of its wholesale payments business."
MORE THAN £50 OF SAVINGS EACH WEEK - Discover lots of offers for all your needs; ON EVERYDAY PRODUCTS - Save money on products you already buy… plus new and exciting products; UP TO 100% CASHBACK Get exclusive offers on your favourite products and brands
1st Account Join Britain's most satisfied current account customers* Our current account customers are the most satisfied in the country - which is something we find pretty satisfying ourselves, actually. When you're happy, we're happy... £250 interest-free overdraft (subject to status) 24/7, 365 banking by Online, Phone and on Mobile award winning customer service from real people here in the UK - no machines, no overseas call centres pay in cash and cheques at HSBC branches and the Post Office® Get a £125 welcome when you switch to us** and another £100*** if you decide we're not for you.
What’s new for ISAs? Save up to £20,000 in the 2018/19 tax year Withdraw and replace funds in the same tax year without affecting your annual ISA allowance (except Help To Buy: ISAs or Flexible Cash ISAs - Issues 1 to 9) Help to Buy: ISA is available if you’re saving towards your first home We don’t offer the Lifetime ISA at the moment but you can still read details about them
An ISA (Individual Savings Account) is a tax-free way to save or invest. If you're starting to think about saving or investing, ISAs could be a good place to begin. On other savings accounts, you may have to pay income tax* on the interest you earn. The interest on a cash ISA is free from tax, so all the interest you earn, you keep. Stocks & Shares ISAs also have tax benefits which we've explained in more detail in the tab below.
Whether planning for your own or your family's future, make the most of your ISA allowance with an Investment ISA. Our Investment ISAs offer tax-efficient investing, putting your money to work using the long-term growth potential of the stock market.
You could receive a rate as low as 3.9% APR Representative if you borrow £7,500 – £25,000 over one to five years Paying off your existing debts with one single debt consolidation loan could save you money, reduce your overall monthly payments, and help you budget more easily. With a debt consolidation loan, you only have one monthly repayment to make We offer an instant online decision on your loan application Flexible repayment options, where you can make additional payments free of charge Instant money in your account. Apply online to have funds immediately transferred to your bank account between 9am–8:30pm, or before 9am the following day You have the option to apply for up to two repayment holidays of one month in a rolling 12 month period, subject to approval.
Perks Of Choosing Debt Consolidation Loans Many lenders provide convenient options to avail debt consolidation loans at considerable, but affordable APR. You can borrow debt consolidation loans to consolidate your impending debts and dues and pay them off all at once. Most debt consolidation loans are unsecured loans, so there is no fear of losing an asset. They are available for people with all types of credit histories, irrespective of their scores. The repayment schedule is pre-planned with fixed APR and loan amount, which allows planning of the budget. Timely payment of debt consolidation loans can help in building your credit record.
If you’ve got debt in various places, including credit cards and loans, a debt consolidation loan could help you bring it all together, potentially saving you money and making it easier to manage with a single monthly repayment. Tell us how much you want to consolidate and how quickly you want to pay it off and, if you’re an existing HSBC customer, we’ll give you an instant decision.
Get your borrowing on the right track It might be difficult to imagine from where you are now, but taking control of your existing borrowing can be simple. By bringing it all together in one place with a Personal Loan it could help you get on track to becoming debt-free as you’ll have: 3.5% APR representative for loans of £7,500 to £25,000 over 1 to 5 years One fixed monthly payment One firm date for when your borrowing will be paid off One fixed interest rate.
How to consolidate your debt All your debts in one manageable loan If you’ve borrowed from different lenders, a debt consolidation loan could help you take control of your finances and keep track of your money. Loans are subject to status. Early settlement fees apply.
Avoid the hassle of managing multiple credit card bills every month. Consolidate your debt into simple monthly payments. Use a fixed rate loan through Avant to pay off multiple debts on your own monthly schedule.
Legal expenses insurance enables families, businesses, landlords and motorists to protect themselves from the cost of some common legal problems. It’s usually sold alongside home, commercial and motor products as an add-on.
We believe that everyone should have peace of mind that their home is protected against unforeseen events such as escape of water, fire, flood, storm damage, theft and subsidence. All of these can cause extensive damage and be very costly to fix. Our Home Buildings Insurance is Defaqto rated. Defaqto are a leading UK independent financial information business, specialising in rating, comparing and analysing financial products. No interest charge when you pay monthly UK based call centres and a claims line open 24/7 365 days a year A personal claims manager will help manage your claim from start to finish
YourLife Plan provides financial and practical support for you and your family when: You die or are diagnosed with a terminal illness; You or your children are diagnosed with a critical illness; or You are too ill or injured to work or need to take time off work to look after your children.
Multiple pet insurance options We have three types of pet insurance policy: Lifetime, 12 Month and Accident Only. Within these policies there are six different levels of benefit limit to choose from, helping you get the most appropriate level of cover for your pets. Our multi-pet insurance discount applies to all of them. Lifetime is our most comprehensive policy. It provides cover for new conditions or accidents that occur over the course of your pet’s whole lifetime as long as the policy is renewed. 12 Month policy provides cover for the twelve months after a condition occurs as long as the policy remains in force. Your pet has 12 months cover from the onset of each new condition and once the financial limit has been reached or 12 months has passed, whichever is sooner. Where it differs from Lifetime cover is that any on-going treatment required as a result of this condition after the 12 months or, if under 12 months, in excess of the financial limit is excluded. Any condition, illness, injury or accident that falls under these terms will now be treated as a pre-existing conditions, with no further cover. Accident Only covers your pet’s treatment in case of an accident up to the cover limit.
Why choose us? As a pet owner, the chances are your pet is an important part of your family – they're a reassuring and a constant presence to come home to. We offer a Vet Finder service to take the hassle out of tracking down a clinic. We provide a Legal Advice Line, and should the worst happen, we also offer a bereavement helpline to help you come to terms with your loss, as well as pet funeral cover.