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BrianSmart - 08/02/2017 - 08:19:06

Transaction export

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in the category Current Account

I have used the same financial management product for years so I would be loathed to change it. This makes a decent export format, like OXF, vital. Fidor offers a CSV file but this doesn't work out of the box. The reason for this is that it isn't a CSV file!

Comma Separated Variables need to be just that. Each "column" of data needs to be delimited by a comma! I examined the Fidor file in a text editor and the fields are separated by a semi-colon!! To make things worse there are commas within the textual data that can only trip up the importing application. How was this allowed to happen?? The Fidor CSV file will NEVER work until it is S for Separated by C for Commas.....


MIROW - 06/02/2017 - 11:08:19

Cash Machine withdrawals

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in the category Credit and Prepaid Cards

In Germany (where ATM network costs are higher than the UK) your competitor N26 have a tarriff where first 3 ATM withdrawals are free but if you have your salary credited to your account you get 5 free withdrawals a month. Could Fidor UK reconsider their current charges to allow 1 free withdrawal per week?


MIROW - 05/02/2017 - 11:24:49

MasterCard SecureCode

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in the category Credit and Prepaid Cards

DITCH THE CURRENT VERIFICATION METHOD IN FAVOUR OF THE MORE RELIABLE MORE EFFECTIVE MASTERCARD SECURECODE WHICH HAS BEEN REQUESTED BY MANY CUSTOMERS ON THIS FORUM


MIROW - 05/02/2017 - 11:21:53

VocaLink's Pay By Bank app

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in the category Credit and Prepaid Cards

Fidor UK should consider signing up to VocaLink's Pay By Bank app


gingermop - 04/02/2017 - 18:28:40

Flat rate for unlimited SEPA Payments

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in the category Internet Payment Systems

I make a lot of SEPA payments from my account and the low fee is one of the reasons I chose Fidor. However, one transfer a day on average still costs 75GBP a month, which is the same as paying for a private account in the UK. A flat monthly rate for unlimited SEPa transfers would be very welcome.


JoelDalais wrote on 04.02.2017 at 18:45

A good idea, I'm sure others would also find this useful.


MIROW wrote on 04.02.2017 at 19:03

Good idea. With Handelsbanken charging 20p per SEPA transfer I am sure it must be possible for Fidor UK to bring the cost down a bit even if they can't match that.



2muchresarch - 30/01/2017 - 18:34:06

Old and irrelevant posts

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in the category Customer Satisfaction

I would like the opportunity to delete old and irrelevant posts that I have made. Future posts are often developments of prior posts, and it doesn't make sense to keep the old posts. Not being able to do this brings the hazard of future posts being regarded as spam (the same thing), when it's not, it's a development on a prior post. This facility would especially make sense when there has been no comment, thumbs up/down, or tip against the said posts. I would like this facility, and I think it would be positive for the site as a whole. Thanks.


MIROW wrote on 30.01.2017 at 19:13

For me the more important change would be the ability to edit any posts you make so you can update facts and correct typos


dnair28 wrote on 01.02.2017 at 02:38

I remember asking for editing rights a long time ago - right now it is a large burden borne by just the moderators!



HOT - 17/01/2017 - 09:12:29

Let's abolish Manual Accountancy for SMEs

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in the category Service

I suggested this to Matthew Bullock Barclay's PLC former head of Corporate Banking some 30 years ago...

Perhaps it's an idea that is READY to be implemented...

(especially since self-employed are required by law to produce 'accounts' and so much business now is increasingly ‘cashless))

This might save high street banking ! – and certainly put FIDOR out there in front !

The Idea is simple...

A freelance worker or business owner simply endeavors to makes ALL their 'business transactions' via FIDOR ... (increasingly possible in the cashless society)

Starting with a few basic ones and a pilot system of volunteers, Fidor develops increasingly sophisticated Artificial Intelligence Algorithms to AUTOMATICALLY ANALYZE expenditure, sort into accounting categories, revenue and capital, calculate VAT, tax differentials, weekly, monthly and annual REPORTS (and in future offers online formal purchase ordering and invoicing, flag up financial projections and complex allowances and rebates such as Tax Credits.. vetting dodgy customers and suppliers..)..

Fidor becomes an automated "book-keeping service"..

What percentage of business expense is cash today ? .. I would say for most it is cashless… Even if the FIDOR system covered only 80% of turnover .. It would be an indispensable aid in sole-traders, freelancers and small businesses producing MANDATORY annual returns.

As an essentially server based AUTOMATED service (like Facebook, PayPal or eBay) , the PROFITABILITY could be excellent … and average of over £1Bn per year of recurrent Fidor service income from each half million customers would be quite realistic today…

Henry O'Tani

New Product Development: Angelsweb Innovations Limited

Listed under the 2014 UK BIS Manufacturing Advisory Service
Formerly:- Investigative & Technical Mentoring for DTI Innovative Ideas Grants
Extranet Facilitator: North Somerset Government Small Business Service
UK Gov Design Initiative Design & Development Consultancy
UK Gov funded Microelectronic Design & Development Consultancy
UK PERA listed Advanced Manufacturing Innovations Project Consultant
Member of Design Council of Great Britain

St Werburghs Bristol, BS2 9TL
Landline +44 (0) 117 329 0615
3G Mobile: +44 (0) 771 978 2938

Skype Home ID = henry-otani

email: henryotani@gmail.com
www.angelsweb.biz

-------------------------------------------------------------------------------------------------

OMG ..... 17 text books !

- let's just abolish manual accountancy ......

H.

----- Original Message -----
From: lmgeorgiou@yahoo.co.uk [RecycleInBristolUK]
To: RecycleInBristolUK@yahoogroups.com
Sent: Monday, January 16, 2017 10:10 PM
Subject: [Recycle in Bristol UK] Offer: Accountancy (AAT) textbooks (BS30)

Set of 17 AAT textbooks. They are all recent (AQ2013 syllabus), but have writing in them from where I've done the practice questions. The books are all the ones from levels 2 and 3, the compulsory units from level 4, and Business Tax and Personal Tax from the optional units. Pick-up from Doynton (BS30)
__._,_.___


grahamnoelbutler - 07/01/2017 - 14:05:37

Payee list

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in the category Current Account

Any thoughts of enabling storage of a list of frequent payees to avoid filling out Payee details in full each time a transfer is made?


frankie007 wrote on 09.01.2017 at 07:31

Yes please. It's a real pain having to start from scratch every time.


BrianSmart wrote on 08.02.2017 at 08:00

Actually I hate hard work and am continuously grateful for how today's technology makes life simpler. No legacy bank is without a stored payee list and I have always assumed this will come. I can't use Fidor full time until it does!



horologist007 - 05/01/2017 - 14:59:03

borrowing

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in the category Credit

are loans and short-term lending something fidor is looking into?

Can crowd-sourcing an option where fidor users can put up monies?


horologist007 - 05/01/2017 - 14:58:12

Business accounts

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in the category Accounts

IS offering business accounts a possibility?
IS it something fidor is looking into?


It's your turn.
Got an idea for a financial service, in app or internet banking function or a new innovative product that you would like Fidor to implement? We would love to hear from you here. After all, Fidor is YOUR bank. All product suggestions are being reviewed frequently by the Fidor team and potentially implemented depending on market research and traction amongst other Fidor customers. Before creating a new suggestion please check a similar suggestion doesn’t already exist to make it easier for the community to discuss suggestions!

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